Our Investment Philosophy

Our philosophy can be defined under three primary objectives: Generating Income, Equity Asset Allocation, and Estate Tax Reduction.  We focus on building a portfolio of what we perceive to be strong companies that produce growing dividends and high-quality bonds that may help mitigate risk to principal.  We strive to find strategies to help grow income and principal to help outpace inflation and taxes.

Asset allocation is also a critical factor in controlling risk.  Through active asset management and careful investment selection, we strive to add meaningful value in terms of increasing return while reducing risk.

Our team has a "value bias" in terms of investment style: we believe that over the long term, focusing on companies and sectors that trade at lower valuations can produce higher returns with lower risk.  We will include growth-oriented strategies in our asset allocation models to provide diversification, but will avoid momentum investing.

We believe strongly that our clients' asset titling, qualified plan beneficiary designations, wills, and life insurance policies must coordinate with one another, so as to help potentially minimize estate taxes and maximize wealth distribution to their heirs.  We will work with your legal and tax advisors toward this end.

 

 

 

 

 

 

Asset allocation does not ensure a profit or protect against a loss.  It is important to note, that as interest rates rise, bond prices will fall.  Changes in market conditions or a company's financial condition may impact the company's ability to continue to pay dividends.  Companies may also choose to discontinue dividend payments. Stifel does not provide tax advice.  You should consult with your tax advisor regarding your particular situation.

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Check the background of this financial professional on FINRA's BrokerCheck